Navigate to: bundling - multiple quotes - discounts - payment frequency - drive less, save more
Who doesn't want to save money on there car insurance? We put together a list of tips to save our clients time and money with their car insurance. Enjoy.
Get a multicar insurance policy:
Most insurance companies will give you discounts for bundling multiple policies, such as car and home insurance products. The rule is the more you bundle the more you will save. So if you are shopping for insurance be prepared to switch everything over to a new insurance company to get the most savings.
Get multiple offers:
When shopping for automobile insurance it is essential to get quotes from multiple different companies. The reason for this is because a lot of insurance companies base their automobile insurance rates off of many different things such as age, violation history, claim history and your insurance score among other things. So for you to get the best deal possible you should get quotes from multiple different car insurance companies.
Check the discounts available to you:
Most insurance companies have discounts that will save you a lot of money if issued properly. Such as having a good driving record, good grades, having a bundling discount, military discount and many others. A lot of insurance companies are pushing apps that can generate even more savings but they do track your driving. Typically we see our clients save a lot of money with these apps but at the end of the day do what is more comfortable for you.
Full payments:
Another way we see our clients save money on automobile insurance is if they can afford to pay all their policy upfront. Typically we see our cares offer a 5 to 10% discount if our clients pay all the insurance premiums up front also known as paid in full discount. So if you can afford this option we definitely recommend it because at the end of the day you're saving money and it's nice not having to worry about if your car insurance payment is going to bounce this month, or if your card or account doesn't have a balance in it, or if your card is expired. Essentially any of those problems are resolved by just paying the premium up front. Which is why the insurance company rewards clients were able to do this option.
Usage:
A lot of our carriers give discounts for usage of our client vehicles. Typically we see the more that you drive the more premium you pay, the less you drive the less premium you will pay. The reason for this is because the more you drive, the more it increases the chance of risk, the more increase of risk there is the more the insurance company is going to have you pay in premium to compensate and vice versa. So a lot of our companies are pushing apps that are downloaded on your phone that track your driving and reward those who drive less and safely. So depending on how comfortable you are with downloading an app that tracks your driving this is an option. Or if you would rather just have a usage discount applied to your policy because your car isn't used that much during the year then that is also an option as well.
If you would like us to review your insurance needs and determine the appropriate discounts and coverages in your specific situation please feel free to reach out to us at our website for more information or for a quote. Visit us at https://www.bluebridgeins.com/
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